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Are Your Behind on Your Mortgage Payments or
Facing a Possible Foreclosure?

Mortgage and Home Loan Modifications

A loan modification is the process of modifying ones mortgage payment through the means of negitiating between the home buyer and mortgage lender.

Types of Loan Modifications

There are many types of mortgage modifications, each having advantages for all situations. A home loan modification can benefit ones mortgage in the following ways:

  • Reduction of loan interest rate
  • Change adjustable rate to a fixed rate
  • Reduction of penalties, such as late fees
  • Expanding the term of the loan
  • Prorating monthly payments based off of household income
  • Reduction principal balance

Homeowner Affordability and Stability Plan

Recently President Obama announced a $75 million dollar initiative called the Homeowner Affordability and Stability Plan (HASP). This is comprised of two parts:

Home Affordable Modification - This allows homeowners to greatly reduce their monthly mortgage by reducing the payments on their loans. This plan helps people even if their loan is not owned by Fannie Mae or Freddie Mac.

Home Affordable Refinance - This allows homeowners who’s mortgages are owned by Fannie Mae or Freddie Mac to easily refinance their home.

The HAMP Program

The Home Affordable Modification Program (HAMP) is a government subsidized program to assist borrowers to reduce their total mortgage payments, based off of their monthly household gross income.

There are several programs that can help save your home with a Loan Modification. Our expert loan modification attorneys have assisted thousands of homeowners by providing straight answers and workable solutions.

How we can help you

ExpertLoanModification.org has helped many homeowners modify their home loan. We work with top attorney specialists who are experienced in dealing with mortgage lenders on behalf of borrowers. We have a terrific track record, and we are confident we can help you too.

To have an attorney specialist contact you regarding your home loan, please use the form to the right.

By providing as much information as possible, we will analyze your situation to ensure you will be a good candidate for home loan modification.

We have a strict Privacy Policy, and your information will not be used for any other purpose than to provide you with a free phone conultation of whether or not a mortgage modification is right for you.

No upfront fees!
You can qualify if you meet ONE of the following:

  • Interest rate above 6%
  • Unaffordable Payments
  • Adjustable Rate Loan
  • Victim of Predatory Loan
  • Delinquent payments
  • Current or Pending Foreclosure
  • Negative Equity
  • Catch Up on Payments

The consultation is 100% cost FREE!

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an Attorney Specialist Today

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By providing this information, you agree to be contacted regarding a home loan modification. There is no cost for this consultation